BUY INSURANCE BUY PROTECTION

What to do when you are in an accident ?
Do not panic if you are in an accident. Remember the 4 steps to take :
1) call the police;
2) get information of the other driver(s) involved in the accident;
3) inform your insurance company as soon as possible;
4) follow all the required steps your insurance company asks you to do.




When you want to purchase car insurance
Some basic things to consider :
1) Check for any optional coverage's you want and need.
(Don't be fooled into buying something you don't need.)
2) Know the companies who are doing business with you.
( Are they reputable and price competitive?)
3) Purchase the right amount of liability insurance.




Homeowners claim
Here are the steps you should take;
1) Call the police in the case of a robbery;
2) Inform the insurance company for any damage or loss of property;
3) Protect your property from further damage;
4) Draft a list of the things damaged or missing;
5) Get ready to show the insurance company the damaged goods;
6) Prepare a report describing what happened before, during, and after the loss occurred.




Tips on buying life insurance
Factors to consider when purchasing a life insurance policy.
1) Sum assured- how much do you need?
2) Type of insurance;
3) Period cover?
4) Do you require any 'extras' coverage to be included in your policy?
5) Term insurance - is it convertible?




Health Plans
It is not easy to choose between health plans as it once was. There is no one "best" plan and no plan will pay for all the costs associated with your medical care, some plan will cover more then other. It all depends on how much you have to pay and how easy it is to get the services you need.